An Elevation Certificate is used to determine the elevation of a building or parcel of land within flood hazard zones established by the Federal Emergency Management Administration (FEMA). Elevation certificates are used by the insurance industry to determine insurance rates and by City and County agencies to make certain that new building construction is above the published flood elevation for that area.
If your land is above the Base Flood Elevation determined for your area by FEMA, a Letter of Map Amendment (LOMA) may be accomplished to remove the site or portion thereof from the Special Hazard Area. However, removing a site from the Special Hazard Area by a LOMA, doesn’t preclude a site from being affected by a future flood.